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Thomas N. Herzog, Ph.D., Will Play Key Role in Modernization of RBC

WASHINGTON, D.C. (July 9, 2010) — Thomas N. Herzog, Ph.D., ASA, has been selected as the National Association of Insurance Commissioners (NAIC) Distinguished Scholar in Insurance Regulation. Herzog is the second scholar to hold this position at the Center for Insurance Policy and Research and will play a key role in the risk-based capital (RBC) modernization project.

"Dr. Herzog brings an invaluable wealth of expertise in statistics and actuarial science to this role," said Therese M. (Terri) Vaughan, Ph.D., NAIC Chief Executive Officer. "His knowledge and insight will be a tremendous asset as the NAIC embarks on a comprehensive evaluation of the RBC formulas, factors and methodology."

Herzog has been the Chief Actuary for the Federal Housing Administration since 1982. His prolific publishing efforts include books such as Models for Quantifying Risk and Introduction to Credibility Theory. Herzog is a Fellow of the American Statistical Association and holds a doctorate in mathematics (statistics) from the University of Maryland

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Formed in 1871, the National Association of Insurance Commissioners (NAIC) is a voluntary organization of the chief insurance regulatory officials of the 50 states, the District of Columbia and five U.S. territories. The NAIC has three offices: Executive Office, Washington, D.C.; Central Office, Kansas City, Mo.; and Securities Valuation Office, New York City. The NAIC serves the needs of consumers and the industry, with an overriding objective of supporting state insurance regulators as they protect consumers and maintain the financial stability of the insurance marketplace. For more information, visit

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