FOR IMMEDIATE RELEASE
STATEMENT FROM NAIC PRESIDENT
SUSAN E. VOSS
The NAIC adopted a resolution urging Congress and the U.S. Department of
Health and Human Services (HHS) to use their respective authorities to
preserve consumer access to insurance agents and brokers by adjusting the
medical loss ratio (MLR) component of the Affordable Care Act.
The impact of the MLR provision on agents and brokers' ability to serve
consumers has been the subject of extensive debate among regulators and
there is clearly not unanimous agreement on this issue. However, the
resolution follows up on concerns consistently raised by the NAIC since
passage of the Affordable Care Act in comments to HHS and letters to
Congress. In addition to calling upon Congress to amend the MLR portions of
the Affordable Care Act, the resolution specifically asks HHS to take
action through its rule-making process to help preserve consumer access to
insurance agents and brokers.
The NAIC previously requested that HHS recognize the essential role
served by producers and encouraged them to accommodate producer
compensation in the MLR rule promulgated. The resolution urges HHS to
explore possible options for providing relief.
Throughout the process of implementing provisions of health care reform
charged to us by Congress, state regulators have strived to provide our
perspective and expertise to federal officials on issues with a direct
impact on consumers, even if those issues are potentially divisive and
contentious. This resolution reflects that continued commitment.
to read the resolution.