FOR IMMEDIATE RELEASE
NAIC RELEASES ANNUAL HOMEOWNERS
WASHINGTON, D.C. (Dec. 18, 2012) — The National
Association of Insurance Commissioners (NAIC) today released its 2010
Homeowners Insurance Report, providing data on market distribution and
average cost by policy form and amount of insurance.
The report includes countrywide and state-specific premium and exposure
information for non-commercial dwelling fire insurance and for homeowners
insurance package policies. It also contains descriptions of the data and a
discussion about the way certain economic, demographic and natural
phenomena impact the price of homeowners insurance.
The data in the report includes written exposures (earned house years) and
aggregate written premiums by state and countrywide for the 2010 data year.
It contains three tables that show individual state and countrywide
exposures by policy type, individual policy form, as well as amount of
insurance coverage, which is divided into ranges with percentages of total
exposures provided for each range.
Data from the report was collected from insurance statistical agents for all
states except Texas and California, both of which supply data directly to
the NAIC. The Florida data excludes policies written by Citizens Property
Insurance Corporation, the state's insurer of last resort, and therefore is
not directly comparable to those of other states.
The entire report has, among its many features, a state by state breakdown
of this information.
The complete report is available for purchase through the NAIC Store.
About the NAIC
The National Association of Insurance Commissioners (NAIC) is the U.S.
standard-setting and regulatory support organization created and governed
by the chief insurance regulators from the 50 states, the District of
Columbia and five U.S. territories. Through the NAIC, state insurance
regulators establish standards and best practices, conduct peer review, and
coordinate their regulatory oversight. NAIC staff supports these efforts
and represents the collective views of state regulators domestically and
internationally. NAIC members, together with the central resources of the
NAIC, form the national system of state-based insurance regulation in the
U.S. For more information, visit www.naic.org.
(816) 783-8909 firstname.lastname@example.org
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