There are no advance materials at this time.

RBC Proposal Form and Instructions

2016 Aggregate Life and Fraternal RBC Results

Additional Life RBC Guidance

Updated ACLI Commercial Mortgage Proposal

Prior Year Life RBC Guidance

Requirements for actual RBC calculation of C-3 Phase I, Interest Rate Risk

Requirements for information-only, alternative calculation of C-3 Phase I, Interest Rate Risk

Year End Percent
Year End 2012 0.009%
Year End 2011 0.010%
Year End 2010 0.008%
Year End 2009 0.004%
Year End 2008 0.002%
Year End 2007 0.004%
Year End 2006 0.008%

Requirements for Separate Accounts that Guarantee an Index

Life Risk-Based Capital Newsletter

Fraternal Risk-Based Capital Newsletter

Related NAIC Publications


Life Risk-Based Capital (E) Working Group


See Capital Adequacy (E) Task Force for annual charges.

2018 Additional Charges

The Life Risk-Based Capital (E) Working Group will:

  1. Evaluate risk-based capital (RBC) in light of principle-based reserving (PBR). Consider changes to RBC needed because of the changes in reserve values, including the "right-sizing" of reserves, margins in the reserves, any expected increase in reserve volatility, the overall desired level of solvency measurement and other issues. Complete by the 2018 Fall National Meeting.

  2. Consider a total balance sheet approach (e.g., total asset requirement (TAR) type calculation and then subtracting out the PBR reserves) and application of stress scenarios. These charges should include appropriate consideration of International Association of Insurance Supervisors' (IAIS) Insurance Core Principles (ICPs). Complete by the 2018 Fall National Meeting.

The following Subgroups report to the Life Risk-Based Capital (E) Working Group:

Final Instructions for the Life Risk-Based Capital Schedules Changed by the New Commercial Mortgage Methodology

Instruction to Receive the National Council of Real Estate Investment Fiduciaries' Price Index

Mortgage Instruction Update

Additional guidance for the treatment of the Asset Valuation Reserve in C-3