Committees & Activities

Market Regulation and Consumer Affairs (D) Committee

The following task forces and working groups report to the Market Regulation and Consumer Affairs (D) Committee:

The mission of the Market Regulation and Consumer Affairs (D) Committee is to monitor all aspects of the market regulatory process for continuous improvement. This includes market analysis, regulatory interventions with companies and multi-jurisdictional collaboration. The Committee will also review and make recommendations regarding the underwriting and market practices of insurers and producers as those practices affect insurance consumers, including the availability and affordability of insurance.

Ongoing Support of NAIC Programs, Products or Services:

  1. Monitor the centralized collection and storage of market conduct data, national analysis and reporting at the NAIC, including issues regarding the public availability of data.—Essential

  2. Monitor and assess the current process for multi-jurisdictional market conduct activities and provide appropriate recommendations for enhancement, as necessary.—Essential

  3. Oversee the activities of the Market Information Systems (D) Task Force.—Essential

  4. Oversee the activities of the Antifraud (D) Task Force.—Essential

  5. Appoint a Market Actions (D) Working Group of 16 individuals to facilitate interstate communication and coordinate collaborative state regulatory actions.—Essential

  6. Appoint a Market Conduct Examination Standards (D) Working Group to develop market conduct examination standards.—Essential

  7. Monitor the underwriting and market practices of insurers and producers, as well as conditions of insurance marketplaces, including urban markets, to identify specific market conduct issues of importance and concern; hold public hearings on these issues at the NAIC national meetings, as appropriate.—Important

  8. In collaboration with other technical working groups, discuss and share best practices through public forums to address broad consumer concerns regarding personal insurance products.—Important

  9. Coordinate with the International Insurance Relations (EX) Leadership Group to develop input and submit comments to the International Association of Insurance Supervisors (IAIS) and/or other related groups on issues regarding market regulation concepts.—Important

  10. Coordinate with the Health Insurance and Managed Care (B) Committee to provide policy recommendations regarding uniform state enforcement of the federal Affordable Care Act (ACA).—Essential

  11. Appoint an Auto Insurance Study (C/D) Working Group, a joint working group of the Property and Casualty Insurance (C) Committee and the Market Regulation and Consumer Affairs (D) Committee, to review issues relating to low-income households and the auto insurance marketplace and to make recommendations as may be appropriate.—Essential

  12. Oversee the activities of the Professional Health Insurance Advisors (D) Task Force, which is charged to monitor the impact of the ACA on health insurance brokers/agents, as well as the insurance consumers and the insurance markets they serve.—Important

  13. Oversee the activities of the Investigations of Life Insurance and Annuity Claims Settlement Practices (D) Task Force.—Essential

NAIC Support Staff: Timothy B. Mullen




Conference Call Calendar

NAIC conference calls & interim meetings are available on the NAIC Conference Call Calendar. See NAIC's revised policy statement on open meetings.

Advance Materials

2015 Spring National Meeting
Phoenix, AZ
Market Regulation and Consumer Affairs (D) Committee
Monday, March 30, 2015
9:00 – 11:00 a.m.
Phoenix Convention Center North - Room 132 - Street Level

Go to the exposure draft index.
There are no exposure drafts at this time.
documents and resources
Market Regulation Summit Action Items

D Committee Structure

Related NAIC Publications
Draft meeting minutes are available free for meeting attendees 10 business days after a national meeting concludes, using the User ID and Password supplied by the NAIC. Regulators may access minutes via StateNet.
Final committee minutes and Proceedings of the NAIC are available to non–attendees, after adoption at the next national meeting, for free in the PDF format through the NAIC Products & Services website.

Compendium of State Laws on Insurance Topics

Market Regulation Handbook
Model Laws, Regulations and Guidelines

Market Analysis Handbook
No Longer Updated

Market Conduct Examiners Handbook
No Longer Updated
Media queries should be directed to the NAIC Communications Division at 816-783-8909 or
Tim Mullen
Director Market Regulation
Phone: 816-783-8260
Fax: 816-460-7875
Please see the current Committee List for a complete list of committee members.