Continuing Education Reciprocity (CER)

Map of Participating States 

About

On July 1, 1998, the Midwest Zone launched a project to simplify continuing education (CE) course approval filings for regulators and CE providers. Members of the Midwest Zone signed a reciprocity agreement which provides, in essence, that one member state will accept the CE credit award given to a course by another member state.   As of 3/31/04, 46 states and DC have signed addendum to Midwest Zone Declaration regarding CE course approval and have agreed to participate in what is now referred to as NAIC CE Reciprocity (CER) process.  The agreement does not require any state to accept CE filings that are not otherwise approvable. For example, if a state does not award CE credit for a topic such as sales and marketing, that state is not required to give credits to that portion of a course that includes the prohibited topic. If your state is interested in participating, the process is as follows:

  1. Review the information and forms on the NAIC web site.
  2. Make any needed changes in policies or forms to comply with the Agreement.
  3. The Commissioner signs an Addendum to the NAIC CE Reciprocity Agreement and forwards it to the Midwest Zone Chair. Please include a letter stating the date your state will be prepared to accept reciprocity filings.
  4. The Midwest Zone will act on requests to join the project at Zone meetings held at the NAIC quarterly meetings.
  5. Inform your providers of the start date for reciprocity filings.

NAIC Uniform Declaration Regarding CER Course Approval Guidelines [PDF]

NAIC Uniform CER filing form [Word  | PDF
Updated:  9/10/09

Addendum [Word  | PDF]

NAIC CE Reciprocity Agreement [Word  | PDF]

Sample letter to send to providers [Word  | PDF]

State Matrix of Course Filing Fees and Instructions [Excel]. If the state has not submitted the information, please contact the specific State for fees and instructor information [Insurance Departments Web sites]

Participating States

States Have Signed Reciprocity Agreement & Are Actively 
Accepting CE Credits from Other Member States

AL, AK, AZ, AR, CA, CO, CT, DE, DC, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MO, MS, MT, NE, NH, NJ, NV, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

States Not Participating
AS, FL, GU, MA, PR, VI

To be considered actively participating in the NAIC Continuing Education Reciprocity - (CER) - a State's Commissioner has signed the NAIC Continuing Education Reciprocity Agreement and it has been accepted by the Midwest Zone Chair. In addition, the state may have to make changes in policies or forms in order to comply with the signed Agreement, and they must have informed their providers of the start date for reciprocity filings.