Tips for Lowering Your Auto Insurance Premiums

• Shop around and compare prices
• Maintain a good driving record
• Take the highest deductible you can afford and collision and comprehensive coverage
• Before buying a vehicle, determine the cost of insuring it
• On cars with market value less than $1,000, consider carrying only liability coverage
• Try to pay your premium well in advance of due date. No grace period applies to automobile insurance
• Review your policy periodically and update coverage accordingly
• Ask about discounts such as:
  • Multiple cars on a policy
  • Completion of driver education courses
  • Good student drivers under age 25
  • Mature driver (between 50 and 65 years of age)
  • Airbags and other safety equipment
  • Anti-theft devices
  • Low mileage accident free record
  • Auto/home insurance with same company