The NAIC Executive Headquarters Financial Data Repository (Database) is updated every year by the National Association of Insurance Commissioners (NAIC) on behalf of and at the direction of our members, the state insurance commissioners. This year, the Database will include annual statement (and related) data for the following types of insurers :

• Property & Casualty (including Combined Property & Casualty filings)
• Life, Accident & Health
• Fraternal
• Title
• Hospital, Medical and Dental Service or Indemnity (HMDI) Corporations
• Health Maintenance Organizations (HMO)
• Limited Health Service Organizations (LHSO)

The Database will include annual statement data for the following statement types :

• Property & Casualty
• Life, Accident & Health (including Life Separate Accounts filings)
• Fraternal (including Fraternal Separate Accounts filings)
• Title
• Health

The Database will include Risk-Based Capital Reports for the following statement types:

• Property & Casualty
• Life, Accident & Health
• Health

The Database will include quarterly statement data for the following statement types :

• Property & Casualty
• Life, Accident & Health
• Fraternal
• Title
• Health

Participation in the Database provides essential data for the Insurance Regulatory Information System (IRIS) Financial Ratio Reports, risk-based capital analysis, and other solvency-related reviews of individual companies, including reporting compliance and financial analysis. This serves to assist in preventing insolvencies for which liability is imposed on insurers under state guaranty fund laws. It also serves several other regulatory information needs, such as mandated: experience analysis for particular lines or sublines for individual companies and groups; general market structure and performance analysis; and statistics by company, groups or the industry as a whole.

It is extremely important that all filings are accurate, complete, and timely. The NAIC will be working to ensure that companies have complied with electronic filing requirements and financial reporting requirements contained in the Blanks, Annual Statement Instructions and Purposes and Procedures Manual of the NAIC Securities Valuation Office , and any data validation failures are resolved.

Click here for Financial Reporting information, including revisions to the Annual Statement Instructions.