The monthly averages of the composite yield on seasoned corporate bonds, as published by Moody's Investors Service, Inc., are referenced in the NAIC Standard Valuation Law and the NAIC Model Policy Loan Interest Rate Bill - An Act to Regulate Interest Rates on Life Insurance Policy Loans. The information was posted through October, 2011. For the most recent updates to this information, please contact Moody's Investors Service, Inc.