FOR IMMEDIATE RELEASE
NAIC RELEASES ANNUAL HOMEOWNERS INSURANCE REPORT
WASHINGTON, D.C. (Jan. 20, 2015) - The National Association of Insurance
Commissioners (NAIC) today released its 2012 Homeowners Insurance
Report, providing data on market distribution and average cost by
policy form and insurance amount.
The report includes national and state-specific premium and exposure
information for non-commercial dwelling fire insurance and for homeowners
insurance package policies. It also contains data descriptions and a
discussion about the way certain economic, demographic and natural
phenomena impact the price of homeowners insurance.
The data in the report includes written exposure (earned house years)
and aggregate written premiums by state and countrywide for the 2012 data
year. It contains three tables that show state and countrywide exposures by
policy type, individual policy form, as well as insurance coverage amount,
which is divided into ranges with total exposure percentages provided for
Data from the report was collected from insurance statistical agents for
all states except Texas and California, both of which supply data directly
to the NAIC. Some data from residual market mechanisms are now included in
The entire report has, among its many features, a state by state
breakdown of this information.
to download the complete report, free of charge.