NAIC Hosts Event on Autonomous Vehicles
CIPR highlights shifting technologies 

SAN DIEGO (Aug. 29, 2016) —More than 300 regulators, consumer representatives and industry stakeholders discussed autonomous vehicles at a forum coordinated by the Center for Insurance Policy and Research (CIPR). The event, Gearing Up for Autonomous Vehicles, was held in conjunction with the National Association of Insurance Commissioners' (NAIC) Summer 2016 National Meeting. Pennsylvania Insurance Commissioner Teresa D. Miller hosted the event which examined new technologies and their potential impact on the insurance sector.

"Automated technologies have the potential to change the landscape of our communities, compelling much change within the insurance sector," Miller said. "It is incumbent upon regulators to ensure appropriate regulations and safety standards are in place to ensure consumer protections are balanced with innovation."

The event highlighted current auto insurance trends and how the integration of mobility sharing and technology into vehicles could potentially transform the auto insurance market. Presenters and panelists discussed topics including:

  • loss cost and claim frequency trends in the private and commercial auto lines,
  • the shifting of costs from the health care sector to auto insurance sector,
  • implications of mobility sharing and autonomous vehicles on insurers' future business models,
  • ¬†underwriting and claims implications on the integration of technology into vehicles, and
  • state and federal legislative efforts related to autonomous vehicles.

The CIPR's mission is to serve federal and state lawmakers, federal and state regulatory agencies, international regulatory agencies and insurance consumers by enhancing intergovernmental cooperation and awareness, improving consumer protection and promoting legitimate marketplace competition.

About the NAIC

The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the U.S. For more information, visit

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