2019 Spring National Meeting
Orlando, Florida
Saturday, April 6, 2019
2:15 PM - 3:30 PM
Ritz Carlton Ballroom Salons 1-3 - Ritz Carlton - Lobby Level

Senior Issues (B) Task Force
Conference Call
March 7, 2019
1:00 PM ET/12:00 PM CT

2018 Fall National Meeting
San Francisco, California
Thursday, November 15, 2018
2:15 PM - 3:30 PM
Hilton San Francisco Union Square - Grand Salon B - Ballroom Level


Senior Issues (B) Task Force
Conference Call
October 29, 2018
2:00 PM ET/1:00 PM CT

Senior Issues (B) Task Force
Conference Call
October 12, 2018
3:00 PM ET/2:00 PM CT


2018 Summer National Meeting
Boston, Massachusetts
Saturday, August 4, 2018
2:00 - 3:30 p.m.
Hynes Convention Center - Meeting Room 312 - 3rd Level


Senior Issues (B) Task Force
Conference Call
June 7, 2018
1:30 PM ET/12:30 PM CT

2018 Spring National Meeting
Milwaukee, Wisconsin
Saturday, March 24, 2018
2:00 - 3:30 p.m.
202 A-E - WI Convention Center, 2nd Floor

Senior Issues (B) Task Force
Conference Call
February 7, 2018
3:00 PM ET/2:00 PM CT

2017 Fall National Meeting
Honolulu, Hawaii
SENIOR ISSUES (B) TASK FORCE
Saturday, December 2, 2017
2:00 – 3:30 p.m.
Hawaii Convention Center – Room 312, Level 3

Senior Issues (B) Task Force
Conference Call
November 7, 2017
12:00 PM ET/11:00 AM CT

Senior Issues (B) Task Force
Conference Call
September 28, 2017
12:00 PM ET/11:00 PM CT

2017 Summer National Meeting
Philadelphia, Pennsylvania
SENIOR ISSUES (B) TASK FORCE
Sunday, August 6, 2017
2:00 p.m. - 3:30 p.m.
Philadelphia Marriott Downtown
Grand Ballroom CD, Level 5

2017 Spring National Meeting
Denver, Colorado
Saturday, April 8, 2017
2:00 p.m. – 3:30 p.m.
Hyatt Regency Colorado—102/104/106 - Conv. Center, Lobby Level

Senior Issues (B) Task Force
Conference Call
September 29, 2016
12:30 PM ET/11:30 AM CT

Senior Issues (B) Task Force
Electronic Vote
September 22, 2016

Senior Issues (B) Task Force
Electronic Vote
July 15, 2016

Senior Issues (B) Task Force
Conference Call
June 9, 2016
1:00 PM ET/12:00 PM CT

Senior Issues (B) Task Force
Conference Call
February 18, 2016
3:00 PM ET/2:00 PM CT

Senior Issues (B) Task Force
Conference Call
Friday, September 25, 2015
11:30 AM ET/10:30 AM CT

Long Term Care Partnership Reporting (B) Subgroup
Conference Call
June 22, 2015
2:00 PM ET/1:00 PM CT

Long Term Care Partnership Reporting Subgroup
Conference Call
Thursday, March 12, 2015
3:00 PM ET/2:00 PM CT

Senior Issues (B) Task Force
Conference Call
Monday, March 9, 2015
4:00 PM ET/3:00 PM CT

SHIP 2019 House Letter

SHIP 2019 Senate Letter

MACRA Consumer Bulletin

MACRA Producer Bulletin

2019 MACRA FAQ

Redline LTC Guide as adopted by WG

ACLI Letter

AEG Letter

NAIFA Letter

NAIC Consumer Reps Letter

GTL Letter

AHIP Letter

RNL Letter

Bankers Life Letter

Aetna Letter

Medigap Innovative Benefit State Survey Results 6/14/17

2018 MACRA FAQ

LTC Federal Policy Issues

Private Market Options for Financing Long-Term Care Services

IIPRC Referral Request Letter

Medigap FAQ

MO641 as adopted by SITF 6-9-16

MO640 as adopted by SITF 6-9-16

NASAA Act Announcement

Act to Protect Vulnerable Adults from Financial Exploitation

S 2216 - The Senior$afe Act of 2015

Summary of S 2216

HHS Response to NAIC Partnership Letter

Why People Lapse Their LTCI

NAIC Letter to HHS Re LTC Partnership Program

Medigap Innovative Benefit State Survey Results 4/28/15

Amendments to LTC Model Regulation #641 as adopted by Exec/Plenary on 8/19/14

Medigap PPACA (B) Subgroup

CMS Guidance regarding Medigap and federal sequester 9-12-13

LTC Model Bulletin adopted by Exec/Plenary 12/18/13

Interim Meeting on Long-Term Care Insurance Issues
June 10-11, 2013

Public Hearing on Long-Term Care Insurance Issues
2012 Fall National Meeting
Wednesday, November 28, 2012
9:00 AM EDT - 12:00 PM EDT

Medigap Section 3210 of ACA

Letter to Secretary Sebelius about the SHIP program April 4, 2011

Mary Beth Senkewicz Testimony, on behalf of NAIC, on long-term care insurance (Oct. 14, 2009)

2010 Medigap Changes and Implementation

Medigap Preferred Hospital Arrangement Materials

Memorandum of Understanding with CMS

Long Term Care Partnership Program

Related NAIC Publications

Contacts

Senior Issues (B) Task Force

 

Mission
The mission of the Senior Issues (B) Task Force is to: 1) consider policy issues; 2) develop appropriate regulatory standards; and 3) revise, as necessary, the NAIC models, consumer guides and training material on Medicare supplement insurance, long-term care insurance, senior counseling programs and other insurance issues that affect older Americans.

Ongoing Support of NAIC Programs, Products or Services



2019 Charges:

  1. The Senior Issues (B) Task Force will:
    1. Develop appropriate regulatory standards and revisions, as necessary, to the NAIC models, consumer guides and training material on Medicare supplement insurance, senior counseling programs and other insurance issues that affect older Americans. Work with federal agencies to advance appropriate regulatory standards for Medicare supplement and other forms of health insurance applicable to older Americans. Review the Medicare Supplement Insurance Minimum Standards Model Act (#650) and the Medicare Supplement Insurance Minimum Standards Regulation (#651) to determine if amendments are required based on changes to federal law. Work with the U.S. Centers for Medicare & Medicaid Services (CMS) to revise the annual joint publication, Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.
    2. Monitor the Medicare Advantage and Medicare Part D marketplace. Assist the states, as necessary, with regulatory issues; maintain a dialogue and coordinate with CMS on regulatory issues, including solvency oversight of waived plans and agent misconduct. Assist the states and serve as a clearinghouse for information on Medicare Advantage plan activity.
    3. Provide the perspective of state insurance regulators to the U.S. Congress, as appropriate, and CMS on insurance issues, including those concerning the effect and result of federal activity on the senior citizen health insurance marketplace and regulatory scheme. Review and monitor state and federal relations with respect to senior health care initiatives and other impacts on the states.
    4. Monitor developments concerning the State Health Insurance Assistance Programs (SHIPs), including information on legislation impacting the funding of SHIPs. Provide assistance to the states with issues relating to SHIPs and support a strong partnership between SHIPs and CMS. Provide the perspective of state insurance regulators to federal officials, as appropriate, on issues concerning SHIPs.
    5. Monitor, maintain and review, in accordance with changes to Model #651, a record of state approvals of all Medicare supplement insurance new or innovative benefits for use by state insurance regulators and others. Review state-approved new or innovative benefits and consider whether to recommend that they be made part of standard benefit plan designs in Model #651.
    6. Develop appropriate regulatory standards and revisions, as necessary, to the NAIC models, consumer guides and training material on long-term care insurance (LTCI), including the study and evaluation of evolving LTCI product design, rating, suitability and other related factors. Review the existing Long-Term Care Insurance Model Act (#640) and the Long-Term Care Insurance Model Regulation (#641) to determine their flexibility to remain compatible with the evolving delivery of long-term care services and remain compatible with the evolving LTCI marketplace. Work with federal agencies as appropriate.
    7. Examine examples of health-related financial exploitation of seniors and work with other NAIC committees, task forces and working groups on possible solutions.
  2. The Short Duration Long-Term Care Policies (B) Subgroup will:
    1. Create a model to address long-term care products of short duration that are excluded from the Long-Term Care Insurance Model Act (#640) and the Long-Term Care Insurance Model Regulation (#641) but do not quite fit under the Accident and Sickness Insurance Minimum Standards Model Act (#170) and the Model Regulation to Implement the Accident and Sickness Insurance Minimum Standards Model Act (#171).
  3. The Long-Term Care Shopper's Guide (B) Working Group will:
    1. Revise and update A Shopper's Guide to Long-Term Care Insurance.