Legal Division

The Legal Division provides quality, comprehensive legal assistance to NAIC members. The Legal Division represents the interests of the NAIC, protects the organization from liability and safeguards its assets. The Division is an integral partner with members and NAIC internal clients in support of NAIC regulatory initiatives, special projects, and corporate business development. The Division also assists with determining states' compliance with laws and regulations needed for NAIC accreditation.

Legal Education and Training Seminars

The Legal Division provides Continuing Legal Education (CLE) opportunities, educational seminars, and professional presentations to NAIC members, state insurance department staff, international regulators, and industry representatives.

Core Legal
This course is designed to acquaint attorneys new to state regulation with the various laws that govern the insurance industry. The course begins with a historical presentation of milestones and court cases that have shaped our current understanding of insurance and the business of insurance. Attorneys who want a broader understanding of their role within the state regulatory framework should not miss the opportunity to participate in this course. This course is designed primarily for attorneys with less than five years of experience in insurance regulation. However, veteran attorneys may also benefit from information provided within this course by NAIC legal staff.

Legal Contacts
Kay Noonan
General Counsel
Gail Sciacchetano
Deputy General Counsel
Dan Schelp
Chief Counsel Regulatory Affairs
 
Kara Binderup
Senior Counsel II
Beth Hargarten
Senior Counsel II
Jennifer McAdam
Senior Counsel I
Casey McGraw
Senior Counsel I
Olivea Myers
Legal Counsel I
Jennifer Neuerburg
Model Laws Coordinator
Holly Weatherford
Legislative Affairs Counsel
Legal Support Duties
Business Activities
  • Contract Review
  • Copyright permissions
  • Employment/Employee Benefits matters
  • Litigation support, subpoena responses, requests for affidavits
  • Intellectual Property matters
  • Support for NAIC Business Initiatives
    • SERFF
    • SBS
    • All Strategic Initiatives
  • Document security and retention
Regulatory Activities
  • Provide legal support to NAIC Committees and other groups
  • Information sharing and confidentiality
  • Class Action Settlements and Summaries
  • Amicus Brief Guidelines
  • Amicus Curiae (friend-of-the-court) Briefs
  • Publications
    • NAIC Model Laws, Regulations,
      Guidelines and Other Resources
    • Retaliation Tax Guide
    • Journal of Insurance Regulation,
      Abstracts of Significant Cases Bearing
      on the Regulation of Insurance
  • Accreditation Reviews
  • Federal Legislation analysis and support
  • CLE/Education and Training
 
Legal Publications
Regulators can download the legal publications in PDF from I-Site.  

NAIC Model Laws, Regulations, Guidelines, and Other Resources

This comprehensive six-volume set provides quick access to every NAIC model law, regulation, and guideline currently published. Included with every model is a state action page that cites each state's enacted model or similar legislation. Many models also include a legislative history (Proceedings Citations) that explains why the model was adopted and why certain provisions were included.

New in 2019: The NAIC will no longer publish the compilation of the Compendium of State Laws as a stand-alone publication. Instead, many of the charts – those that pertain to one or more NAIC Model Laws – will be made available online through the NAIC's Account Manager with the purchase of a Model Laws product. The Table of Contents for the Model Laws products will include an index of the compatible charts for cross referencing (Related Charts: State Laws on Insurance Topics) and the charts themselves will be available via a link in the NAIC's Account Manager system. For those that do not have a subscription to the Model Laws product, Individual charts are available for purchase by contacting NAIC Publications at prodserv@naic.org or 816.783.8300. Starting in 2019, the Model Laws updates will be published three times annually following the NAIC's Spring, Summer, and Fall National Meetings.

 

NAIC Model Bulletins

These documents are generally used by insurance departments to notify companies and/or producers on how the department intends to interpret an issue. Bulletins do not generally carry the force of law, though they may be used to notify interested parties of adoptions or changes to existing law. The bulletins are developed through discussions at NAIC committees and task forces, with input from interested parties.

https://www.naic.org/index_committees.htm

 

White Papers

White papers serve as a vehicle to describe NAIC policy discussions and recommendations on a number of insurance issues. The papers are developed through discussion at NAIC committees and task forces, with input from interested parties.

https://www.naic.org/prod_serv_publications.htm and click on "White Papers".

 

Retaliation Tax Guide

The Retaliation Guide Volume I contains a summary of state laws on tax rates, assessments, credits, and other aspects of insurance company taxation, as well as other subjects of retaliation such as insurer and producer fees and deposits. Included are a number of charts summarizing rates and other aspects of premium tax regulation, relevant case law, and contacts for each state. This publication is updated each fall.

The Retaliation Tax Guide Volume II contains information on state tax forms, including the website, instructions, and contacts for each state. This publication is updated yearly.

https://www.naic.org/prod_serv_alpha_listing.htm#retaliation_guide