2017 Fall National Meeting
Honolulu, Hawaii
Saturday, December 2, 2017
2:45 – 3:30 p.m.
Hilton Hawaiian Village and Hawaii Convention Center—311 Convention Center—Level 3

Producer Licensing (D) Task Force Conference Call
Friday, October 13, 2017
11:30am CST/12:30pm EST/10:30am MST/9:30am PST

Relocated from the Producer Licensing (EX) Working Group page
 Limited Lines - Pet Insurance

During the 2016 Fall National Meeting the Producer Licensing (EX) Working Group received a presentation from Nationwide Insurance regarding Limited Line Pet Insurance. The presentation provides a proposal from Nationwide Insurance asking that the Working Group revise the Uniform Licensing Standards - #37 Standards for Non-Core Limited Lines to remove Pet Insurance as a limited line. An open comment period concerning this proposal was distributed with a deadline of January 20th. Comments received can be found listed below. The Working Group will discuss the comments and determine appropriate direction for this proposal.

Comments:

NAIC CE Classroom Course Recommendation
(Adopted by PLWG on May 16, 2016)

 

 State Licensing Handbook

Relocated from the Producer Licensing (EX) Working Group page

 Adjuster Licensing


 Producer Licensing Reference Materials


NAIC UNIFORM APPLICATIONS

Information regarding resident and non-resident requirements for individual states accepting paper licensing for the Uniform Licensing Applications are available on the NAIC Paper Licensing Map

 

Relocated from the State Licensing Handbook page

During 2012 the Producer Licensing (EX) Working Group completed significant revisions to Chapter 8 – Testing Programs; Chapter 9 - Lines of Insurance; Chapter 10 – Surplus Lines; and Chapter 18 – Adjuster Licensing. Additional biennial revisions and updates were applied were appropriate.

The 2013 version of the State Licensing Handbook may be purchased from the NAIC Publications Department. Click here to access the Publications Catalog.

 

Relocated from the Producer Uniformity page

The Working Group adopted the Revised – Uniform Licensing Standard in 2011.  The ULS were fully adopted by the Producer Licensing (EX) Task Force and then the Executive Committee during the NAIC Fall 2011 National Meeting.

LIMITED LINES

Limited Lines: The Working Group discussed the limited lines charge during the 2010 Summer National Meeting. The Working Group adopted a motion for the crop limited lines license requirements and a separate motion for the limited lines travel insurance standards. The Crop and Travel limited lines were then adopted by the Producer Licensing Task Force and the Executive Committee.

The working group was asked to review the full adoption, and uniform interpretation, of the commercial lines multi-state exemption and the commission sharing exemption across all states and provide further guidance. The attached document shows the recommendations provided.  The document was fully adopted by the NAIC in 2008.

NAIC Producer Licensing Assessment Report:

The working group was asked to review the compliance with uniform licensing standards and identify those standards that are not generally supported by the local industry organizations at the state legislative level as well as the specific issues associated with non-support. The attached document shows the recommendations provided.  The document was fully adopted by the NAIC in 2008

Relocated from the Uniform Education (EX) Subgroup page

The CE Classroom Course Recommendations were adopted by the NAIC full membership at the 2016 NAIC Summer National Meeting.

The CER Form was last adopted on September 2009 by the NAIC Full Membership. The PLWG has focused on adapting the form as necessary to achieve uniformity.

The PLWG has continued to review and update the CE guidelines for online and classroom courses in addition to the uniform formula used to to calculate credit hours. The guidelines were last updated in September of 2009 by adding the"Additional Online Course Guidelines" document to the current guidelines and formula document.

The CE Course Guidelines for Classroom Webinar/Webcast were adopted by the NAIC full membership at the 2014 NAIC Summer National Meeting.

The CE Course Guidelines for Online Course were adopted by the NAIC full membership at the 2015 NAIC Spring National Meeting.

The CE Standardized Terms and Definitions were adopted by NAIC full membership at the 2013 NAIC Fall National Meting.

Related NAIC Publications

Contacts

Producer Licensing (D) Task Force

Pending Adoption by the NAIC's Executive Committee and Plenary.

The mission of the Producer Licensing (D) Task Force is to: 1) develop and implement uniform standards, interpretations and treatment of producer and adjuster licensees and licensing terminology; 2) monitor and respond to developments related to licensing reciprocity; 3) coordinate with industry and consumer groups regarding priorities for licensing reforms; and 4) provide direction based on NAIC membership initiatives to the NIPR Board of Directors regarding the development and implementation of uniform producer licensing initiatives, with a primary emphasis on encouraging the use of electronic technology.

Ongoing Support of NAIC Programs, Products or Services:

  1. The Producer Licensing (D) Task Force will:
    1. Work closely with the NIPR to encourage full utilization of NIPR products and services by all of the states and producers, and encourage accurate and timely reporting of the state administrative actions to the NAIC's Regulatory Information Retrieval System (RIRS) to ensure this data is properly reflected in the State Producer Licensing Database (SPLD) and the Producer Database (PDB).
    2. Facilitate roundtable discussions, as needed, with the state producer licensing directors for the exchange of views, opinions and ideas on producer-licensing activities in the states and at the NAIC.
    3. Discuss state perspectives regarding the regulation and benefit of the activities of the federal Affordable Care Act (ACA)-established enrollment assisters (including navigators and non-navigator assisters and certified application counselors) and the activities of producers in assisting individuals and businesses purchasing in the health insurance marketplaces. Coordinate with the Health Insurance and Managed Care (B) Committee and the Antifraud (D) Task Force, as necessary.
    4. Monitor the activities of the National Association of Registered Agents and Brokers (NARAB) in the development and enforcement of the NARAB membership rules, including the criteria for successfully passing a background check.
    5. Monitor the implementation of the Uniform Licensing Standards for best practices in examination development and the delivery of education materials for prelicensing education. Work closely with state producer licensing directors and exam vendors to ensure: 1) the states achieve full compliance with the standards in order to achieve greater uniformity; and 2) the exams test the qualifications for an entry-level position as a producer.
    6. Continue to provide oversight and ongoing updates, as needed, to the State Licensing Handbook.
    7. Provide updated reciprocity guidelines and ongoing maintenance and review of uniform application forms for continuing education providers and the state review and approval of courses.
    8. Coordinate through NAIC staff and provide guidance to NIPR on producer licensing-related electronic initiatives.
    9. Coordinate with NAIC parent committees, task forces and/or working groups to review and provide recommendations on any new producer training requirements or continuing education requirements that are included in NAIC model acts, regulations and/or standards.
    10. Monitor state implementation of adjuster licensing reciprocity and develop minimum adjuster licensing standards to ensure appropriate consumer protections are in place with the implementation of the use of "designated home state."
    11. Monitor and assess the state implementation of the Uniform Licensing Standards and update the standards, as needed.
    12. Review and update, as needed, the NAIC's uniform producer and adjuster licensing applications and uniform appointment form.
    13. Coordinate with the Market Information Systems (D) Task Force and the Antifraud (D) Task Force to evaluate and make recommendations regarding the entry, retention and use of data in the NAIC's Market Information Systems.