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Consumer Information Source (CIS)
File and/or search complaints for individual insurance companies.

Online Fraud Reporting System (OFRS)
Report suspected insurance fraud.

Insurance Issues for
Military Personnel

Consumer insurance information for military personnel and families

CONSUMER ALERTS:

Major illness or a stay in the hospital following an accident can be stressful. It's not a time you want to be worried about your insurance coverage. However, for some insurance consumers, this is when they are hit with a denial - notification their insurance company won't pay all or part of a claim. The NAIC suggests you follow these steps when your claim is denied.
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Floods threaten homes from coast to coast - and they can happen anytime, anywhere and without warning. The damage from a flood is not covered under a standard homeowners policy. Before snowmelt and spring rains bring the potential for flooding, the NAIC suggests all homeowners and renters review their flood insurance needs.
Read Alert>

Filling out an individual health insurance application can be confusing and difficult. Insurance companies scrutinize these applications, closely reviewing the information you provide. That's why it's critically important that you educate yourself about individual health insurance and your rights as a consumer.
Read Alert>

Important, but sometimes difficult, filing a claim can be one of the most frustrating processes during a crisis or following a major disaster. Delays in the claims process was the No. 1 complaint of insurance consumers in 2007, according to the NAIC. It is critical that at these times, you are prepared with the information your insurance company needs.
Read Alert>

More Consumer Alerts . . .

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PUBLIC HEARING TO ADDRESS
GROWING COST OF HEALTH CARE

Michael McRaith
Illinois Insurance Director

The NAIC will hold a public hearing Friday, May 30, that will focus on the continuing growth of health care costs in the United States. The hearing, held in conjunction with the NAIC’s Summer National Meeting in San Francisco, will be hosted by the Health Innovations (B) Working Group.

Full Story >

NOTICE OF PUBLIC CONFERENCE CALL

The NAIC Executive Committee has scheduled a conference call for Wed., May 28, 2008 at 1:30 pm ET / 12:30 pm CT / 11:30 am MT / 10:30 am PT. The purpose of the call is to receive comments on the D Committee recommendation that Market Conduct Annual Statement Data be centrally collected through the Annual Statement Blank. This call is scheduled for one hour.

Interested Parties: In order to participate in the conference call, please contact Chorus Call at 1-412-317-6715 and ask for the "NAIC Executive" call. If you wish to provide comments on the call, email calladmin@naic.org by Wed., May 22, so that we may allow sufficient time for all to speak.

NEARLY HALF OF AMERICANS UNPREPARED FOR DISASTERS, NEW SURVEY REVEALS
What You Need to Know About Insurance Before Disaster Strikes

As the nation braces for the hurricanes, wildfires, tornadoes and floods that accompany the spring and summer disaster season, nearly half of U.S. consumers are insufficiently prepared — in terms of their insurance coverage — to deal with potential losses, according to new research by the NAIC.

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Sandy Praeger
NAIC President and Kansas Insurance Commissioner
2007 LIFE MARKET SHARE REPORTS NOW AVAILABLE
The 2007 Market Share Reports for Life and Fraternal Insurance Groups and Companies provide an easy reference for identifying top writers by premium volume. Updated annually, this publication reports the top 10 company groups by jurisdiction and the top 125 groups countrywide.
NAIC URGES STRONGER MEDICARE REGULATION

NAIC President and Kansas Insurance Commissioner Sandy Praeger today issued the following statement in response to the proposed regulation on Medicare marketing released by the U.S. Centers for Medicare & Medicaid Services (CMS).

Full Story >

Latest News Releases

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QUICKLINKS:
For more click the "Industry" header above

Go to NIPR - Licenseregistry.com

System for Electronic Rate and Form Filing — SERFF

State Based System

Military Sales Online Reporting System (MSORS)
Report disciplinary actions regarding military sales to state insurance departments.

Annual & Quarterly Financial Filing:
- Step Through Guide
- Paying Filing Fees
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Participation Packet
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Model Audit Rule Compliance Guidance
(New Requirements effective 2010)

Annual/Quarterly Blanks Revisions

Annual/Quarterly Statement Instructions Revisions

Life RBC Requirements for C-3 Phase II, Market Risk

Market Conduct Annual Statement Information

UCAA
Uniform Certificate of Authority Application

Product Requirements Locator: Reports regulatory requirements for product filings

Online Fraud Reporting System (OFRS)