Rating Laws
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| CGL Extended Reporting Model Act |
|
V-740-1 |
| Competitive Pricing Rating Law |
|
VI-1775-1 |
| Health Insurance: see “Accident and Health Insurance” heading |
|
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| Property and Casualty Insurance: see “Property and Casualty Insurance” heading |
|
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Reciprocal Insurance: Model Indemnity Contracts Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-356) This Act regulates certain classes of indemnity contracts empowering corporations to make such contracts and fixing certain fees, and includes penalty provisions. |
III-356-1 |
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Recognition of the 2001 CSO Mortality Table for Use In Determining Minimum
Reserve Liabilities and Non-forfeiture Benefits Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-814) This regulation prescribes the use of the 2001 Commissioners Standard Ordinary (CSO) Mortality Table in accordance with the NAIC Standard Valuation Law (MDL-820) and the NAIC Standard Non-forfeiture Law for Life Insurance (MDL-808). |
V-814-1 |
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Record Retention and Production Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-910) This model implements provisions of the NAIC Unfair Trade Practices Model Act (MDL-880), the NAIC Unfair Claims Settlement Practices Model Act (MDL-900) and/or state examination authority statute regarding the retention and maintenance of records required for market conduct purposes. |
VI-910-1 |
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Re-domestication Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-350) This model provides a means whereby any insurer organized under the laws of another state may become a domestic insurer; to provide a means for any domestic insurer to transfer its domicile to another state; and to provide a means for the continuation of a certificate of authority and other approvals pertaining to a foreign insurer that transfers its corporate domicile to another state by merger or consolidation or any other lawful method. |
III-350-1 |
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Regional Health Care Voluntary Purchasing Alliance Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-80) This model helps improve fairness, efficiency and competition in the pricing and delivering of health care coverage for employers with no more than a specified number of employees. It also provides a mechanism for small employers to join together solely for the purpose of procuring health insurance and operates as an exception to existing false group or fictitious group laws. |
I-80-1 |
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Reinsurance
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Assumption Reinsurance Model Act |
|
V-803-1 |
| Credit for Reinsurance Model Act |
|
V-785-1 |
| Credit for Reinsurance Model Regulation |
|
V-786-1 |
| Life and Health Reinsurance Agreements Model Regulation |
(MDL-791) This model addresses the situation where a licensed insurer, in the capacity of ceding insurer, enters into reinsurance agreements for the principal purpose of producing significant surplus aid for the ceding insurer, typically on a temporary basis, while not transferring all of the significant risks inherent in the business being reinsured. Accounting requirements for these transactions are included. |
V-791-1 |
| Reinsurance Intermediary Model Act |
|
V-790-1 |
| Special Purpose Reinsurance Vehicle Model Act |
(MDL-789) This model provides for the creation of Special Purpose Reinsurance Vehicles (SPRVs) exclusively to facilitate the securitization of one or more ceding insurers' risk as a means of accessing alternative sources of capital and achieving the benefits of securitization. |
V-789-1 |
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|
Replacement
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Group Coverage Discontinuance and Replacement Model Regulation |
|
II-110-1 |
| Life Insurance and Annuities Replacement Model Regulation |
|
IV-613-1 |
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Reporting of Statistical Data by Property and Casualty
Companies
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-751) This regulation sets forth the manner of reporting data by insurers to statistical agents; prescribes reports to be submitted by statistical agents; and prescribes certain conduct in connection therewith. This regulation does not apply to data reported directly by insurers to the commissioner. |
V-751-1 |
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Reporting of Impairment of Insurer
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-510) This model outlines the criminal sanctions and penalties associated with failing to report financial impairment of an insurer to the proper authorities. |
III-510-1 |
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Reserve Standards
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Determining Reserve Liabilities for Credit Life Insurance Model Regulation |
|
VI-818-1 |
| Health Insurance Reserves Model Regulation |
|
I-10-1 |
| Model Regulation Permitting the Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities |
|
VI-815-1 |
| Recognition of the 2001 CSO Mortality Table for Use In Determining Minimum Reserve Liabilities and Non-forfeiture Benefits Model Regulation |
|
VI-814-1 |
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Retained Asset Accounts Sample Bulletin
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-573) This bulletin sets forth procedures that should be in place in regard to the settlement of life insurance proceeds through the mechanism known by the term "retained asset accounts." |
IV-573-1 |
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Risk-Based Capital (RBC) for Health Organizations Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-315) This model establishes RBC requirements and outlines the reporting requirements for health organizations. The hearing process and confidentiality concerns are addressed. It also includes provisions for exemptions, foreign health organizations and immunity. |
III-315-1 |
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Risk-Based Capital (RBC) Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-312) This model establishes RBC requirements and outlines the reporting requirements for insurers. The hearing process and confidentiality concerns are addressed. It also includes provisions for exemptions, foreign insurers and immunity. |
III-312-1 |
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Risk Retention Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-705) This Act regulates the formation and operation of risk retention groups and purchasing groups formed pursuant to the provisions of the federal Liability Risk Retention Act of 1986 (LRRA). |
V-705-1 |
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Safeguarding Consumer Information Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-673) This model establishes standards for developing and implementing administrative, technical and physical safeguards to protect the security, confidentiality and integrity of customer information, pursuant to the Gramm-Leach-Bliley Act. |
V-673-1 |
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Sales Illustrations for Life Insurance
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-582) This model provides rules for life insurance policy illustrations that will help protect consumers and foster consumer education. The regulation provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. |
IV-582-1 |
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Securitizations
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-290) This model provides a basis for the creation of protected cells by a domestic insurer as one means of accessing alternative sources of capital and achieving the benefits of insurance securitization. |
III-290-1 |
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Separate Accounts Funding Guaranteed Minimum Benefits Under Group Contracts
Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-200) This model prescribes rules for separate accounts that fund guaranteed minimum benefits under group contracts. It also sets out the procedures for establishing and maintaining these separate accounts and the reserve requirements for these accounts. |
II-200-1 |
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Service Contracts Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-685) This Act creates a legal framework within which service contracts may be sold; encourages innovation in the marketing and development of more economical and effective means of providing services under service contracts; and encourages fair and effective competition among different systems of providing and paying for these services. |
V-685-1 |
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Sex Blended Mortality Tables
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-811) This model permits individual life insurance policies to provide the same cash values and paid-up non-forfeiture benefits to men and women. |
VI-811-1 |
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Simplification
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Home Service Disclosure Model Act |
|
VI-920-1 |
| Life and Health Insurance Policy Language Simplification Model Act |
|
V-575-1 |
| Non-personal Lines Property and Casualty Insurance Policy Simplification Model Regulation |
|
V-732-1 |
| Personal Lines Property and Casualty Insurance Policy Simplification Model Regulation |
|
V-731-1 |
| Property and Casualty Insurance Policy Simplification Model Act |
|
V-730-1 |
| UPPL Restated in Simplified Language |
|
II-185-1 |
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Single Health Care Voluntary Purchasing Alliance Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-78) This model helps improve fairness, efficiency and competition in the pricing and delivering of health care coverage for employers with no more than a specified number of employees. This model also provides a mechanism for small employers to join together solely for the purpose of procuring health insurance and operates as an exception to existing false group or fictitious group laws. |
I-78-1 |
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Single Service Health Care Providers
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-68) This model provides the means to regulate limited health service plans and to avoid unnecessary duplication of regulation for other entities that currently are authorized to provide limited health services on a prepayment or other basis or to indemnify for such services. |
I-68-1 |
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SIS: Stockholders Information Supplement
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-500) This model contains general instructions, information regarding financial reporting to stockholders, information and instructions regarding management and directors, and instructions for statement of beneficial ownership of securities. |
III-500-1 |
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Small Employer and Individual Health Insurance Availability Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-35) The purpose of this model is to enhance the availability of health insurance coverage to small employers and individuals regardless of their health status or claims experience and to improve the overall fairness and efficiency of the small group and individual health insurance markets. |
I-35-1 |
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Small Employer Health Insurance Availability Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-118) This model enhances the availability of health insurance coverage to small employers, regardless of their health status or claims experience. Along with its corresponding model regulation (MDL-119), it helps improve the overall fairness and efficiency of the small group health insurance market. |
II-118-1 |
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Small Employer Health Insurance Availability Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-119) This model implements the provisions of the NAIC Small Employer Health Insurance Availability Model Act (MDL-118). The Act and regulation are intended to promote broader spreading of risk in the small employer marketplace. |
II-119-1 |
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Small Face Amount Life Insurance Disclosure
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-605) This Act helps ensure that meaningful information is provided to the purchasers of small face amount policies. Disclosure requirements are listed and insurer duties explained. |
IV-605-1 |
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Smokers and Nonsmokers Mortality Tables
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-812) This model permits the use of mortality tables that reflect differences in mortality between smokers and nonsmokers in determining minimum reserve liabilities and minimum cash surrender values and amounts of paid-up nonforfeiture benefits for plans of insurance with separate premium rates for smokers and nonsmokers. |
VI-812-1 |
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Solicitation of Life Insurance
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-580) This model requires insurers to provide information to purchasers of life insurance that will improve the buyer's ability to select the most appropriate plan of life insurance for the buyer's needs and improve the buyer's understanding of the basic features of the policy that has been purchased or is under consideration. |
IV-580-1 |
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Special Purpose Reinsurance Vehicle Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-789) This model provides for the creation of Special Purpose Reinsurance Vehicles (SPRVs) exclusively to facilitate the securitization of one or more ceding insurers' risk as a means of accessing alternative sources of capital and achieving the benefits of securitization. |
V-789-1 |
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Standardized Health Claim Form Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-30) This model standardizes the forms used in the billing and reimbursement of health care, reduces the number of forms utilized, increases efficiency in the reimbursement of health care and encourages the use of and prescribes a timetable for the implementation of electronic data interchange of health care expenses and reimbursement. |
I-30-1 |
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Standards for Safeguarding Consumer Information Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-673) This model establishes standards for developing and implementing administrative, technical and physical safeguards to protect the security, confidentiality and integrity of customer information, pursuant to the Gramm-Leach-Bliley Act. |
V-673-1 |
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|
Standards: NAIC Policy Statement
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-690) This model contains two parts. The Part A standards are the laws and regulations that are basic building blocks for sound insurance regulation. Part B identifies base-line regulatory practices and procedures required to supplement, and support enforcement of, financial solvency laws. |
V-690-1 |
|
|
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Statistical Data Reporting by Property and Casualty Companies
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-751) This regulation sets forth the manner of reporting data by insurers to statistical agents; prescribes reports to be submitted by statistical agents; and prescribes certain conduct in connection therewith. This regulation does not apply to data reported directly by insurers to the commissioner. |
V-751-1 |
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|
State of Entry Model Law
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-685) This Act creates a legal framework within which service contracts may be sold; encourages innovation in the marketing and development of more economical and effective means of providing services under service contracts; and encourages fair and effective competition among different systems of providing and paying for these services. |
V-665-1 |
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Stockholders Information Supplement (SIS)
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-500) This model contains general instructions, information regarding financial reporting to stockholders, information and instructions regarding management and directors, and instructions for statement of beneficial ownership of securities. |
III-500-1 |
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Stop Loss Insurance Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-92) This model establishes criteria for the issuance of stop-loss insurance policies. This model does not impose any requirement or duty on any person other than an insurer or as treating any stop-loss policy as a direct policy of health insurance. |
I-92-1 |
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Suitability in Annuity Transactions Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-275) This model sets forth standards and procedures for recommendations to consumers that result in a transaction involving annuity products so that the insurance needs and financial objectives of consumers at the time of the transaction are appropriately addressed. |
II-275-1 |
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Supervision of Insurers
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-558) This Act outlines the parameters under which administrative supervision of an insurance company takes effect. It addresses failure to comply, confidentiality, prohibited acts, immunity, and administrative election of proceedings. |
III-558-1 |
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Synthetic Guaranteed Investment Contracts Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-695) This regulation prescribes the terms and conditions under which life insurance companies may issue group annuity contracts and other agreements that establish the insurer's obligation by reference to a segregated portfolio of assets that is not owned by the insurer; the essential operational features of the segregated portfolio of assets; and the reserve requirements for these group annuity contracts and agreements. |
V-695-1 |
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Tax: Allocation of Surplus Lines and Independently Procured
Insurance Premium Tax on Multi-State Risks Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-872) This model implements provisions of the NAIC Nonadmitted Insurance Model Act (MDL-870) by requiring surplus lines licensees to allocate premiums where a placement of surplus lines insurance covers properties, risks or exposures located or to be performed in various states (multi-state risks); facilitate payment of surplus lines tax or independently procured insurance tax in this state pursuant to the Nonadmitted Insurance Model Act; and provide a mechanism by which a surplus lines licensee or insured shall allocate premiums and pay premium taxes to each state where placement of surplus lines insurance covers properties, risks or exposures located or to be performed in each state. |
VI-872-1 |
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Termination Practices Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-915) This model helps protect policyholders from improper terminations of insurance coverage and sets forth standards for the regulation and disposition of terminations of policies or certificates of insurance. |
VI-915-1 |
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Third Party Administrator Statute
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-90) This model establishes the status of a third-party administrator, providing definitions and guidance as to the authority and obligations of a third-party administrator. |
I-90-1 |
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Title Insurers Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-628) This model provides for the effective regulation and supervision of title insurance and title insurers. It should be adopted concurrently with the Title Insurance Agent Model Act (MDL-230), because the two models contain complementary provisions and both are required to provide sufficient regulation of title insurance |
IV-628-1 |
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Title Insurance Agent Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-230) This model provides for the effective regulation and supervision of title insurance agents. It should be adopted concurrently with the Title Insurers Model Act (MDL-628), because the two models contain complementary provisions and both are required to provide sufficient regulation of title insurance. |
II-230-1 |
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TPA
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-90) This model establishes the status of a third-party administrator, providing definitions and guidance as to the authority and obligations of a third-party administrator. |
I-90-1 |
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Twenty-Four Hour Health Coverage Pilot Project
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-960) This model authorizes the establishment of up to 10 pilot projects to be administered after consulting with the workers' compensation administrator. This model enables the state legislature to determine whether the costs of the workers' compensation system and the health care delivery system can be more effectively managed. |
VI-960-1 |
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Unauthorized Insurance and Surplus Lines
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Allocation of Surplus Lines and Independently Procured Insurance Premium Tax on Multi-State Risks Model Regulation |
|
VI-872-1 |
| Advertising: see “Advertising” heading |
|
|
| Deposit Law |
|
III-300-1 |
| Non-admitted Insurance Model Act |
|
VI-870-1 |
| Reporting Requirements for Licensees Seeking to do Business with Certain Unauthorized Multiple Employer Welfare Arrangements (MEWAs) Model Regulation |
|
II-220-1 |
| Surplus Lines Insurance |
|
VI-870-6 |
| Surplus Lines Insurance Premium Tax Allocation |
|
VI-872-1 |
| Unauthorized Insurers False Process Act |
|
VI-840-1 |
| Unauthorized Insurers Process Act |
(MDL-850) This model subjects certain insurers to the jurisdiction of the respective state court in suits by or on behalf of insureds or beneficiaries under insurance contracts. |
VI-850-1 |
| Unauthorized Transaction of Insurance Criminal Model Act |
|
VI-890-1 |
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|
Unauthorized Transaction of Insurance Criminal Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-890) This model prescribes penalties for those engaging in the unauthorized transaction of insurance or health coverage. It also sets out penalties for assisting an unauthorized insurer, as well as for engaging in repeated violations of this Act. |
VI-890-1 |
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Unfair Trade Practices
|
TITLE OF MODEL
|
DESCRIPTION |
VOLUME MODEL |
| After Market Parts Model Regulation |
|
VI-891-1 |
| Annuity Disclosure Model Regulation |
|
II-245-1 |
| Claims Settlement Practices |
|
|
- Unfair Claims Settlement Practices Act
|
|
VI-900-1 |
| Claims Settlement Practices (cont.) |
|
|
- Unfair Life, Accident and Health Claims Settlement Practices Model Regulation
|
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VI-903-1 |
- Unfair Property/Casualty Claims Settlement Practices Model Regulation
|
|
VI-902-1 |
| Complaints: Model Regulation for Complaint Records to be Maintained Pursuant to the NAIC Unfair Trade Practices Model Bill |
|
VI-884-1 |
| Discrimination |
|
|
- Blindness: Model Regulation on Unfair Discrimination on the Basis of Blindness or Partial Blindness
|
|
VI-888-1 |
- Handicapped: Model Regulation on Unfair Discrimination on the Basis of Physical or Mental Impairment
|
|
VI-887-1 |
- Nondiscrimination in Health Insurance Coverage in the Group Market Model Regulation
|
|
II-107-1 |
- Unfair Discrimination Against Subjects of Abuse in Disability Income Insurance Model Act
|
|
VI-897-1 |
- Unfair Discrimination Against Subjects of Abuse in Health Benefit Plans Model Act
|
|
VI-895-1 |
| Discrimination (cont.) |
|
|
- Unfair Discrimination Against Subjects of Abuse in Life Insurance Model Act
|
|
VI-896-1 |
- Unfair Discrimination Against Subjects of Abuse in Property and Casualty Insurance
|
|
VI-898-1 |
| Improper Termination Practices Model Act |
|
VI-915-1 |
| Market Conduct Record Retention and Production Model Regulation |
|
VI-910-1 |
| Market Conduct Surveillance Model Act |
|
V-693-1 |
| Unfair Trade Practices Act |
|
VI-880-1 |
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|
Unfunded Checking Accounts Sample Bulletin
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-573) This bulletin sets forth procedures that should be in place in regard to the settlement of life insurance proceeds through the mechanism known by the term "retained asset accounts." |
V-573-1 |
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|
Uniform Claim Forms
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-30) This model standardizes the forms used in the billing and reimbursement of health care, reduces the number of forms utilized, increases efficiency in the reimbursement of health care and encourages the use of and prescribes a timetable for the implementation of electronic data interchange of health care expenses and reimbursement. |
I-30-1 |
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|
Uniform Health Carrier External Review Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-76) The purpose of this Act is to provide uniform standards for the establishment and maintenance of external review procedures to assure that covered persons have the opportunity for an independent review of an adverse determination or final adverse determination. |
I-76-1 |
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|
Uniform Policy Provision Law (Health)
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-180) This model establishes a uniform individual accident and sickness policy. It sets forth the definition of "policy of accident and sickness insurance" and establishes the requirements for the form of a policy, specifies particular provisions to be included, and provides for judicial review. |
II-180-1 |
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|
Uniform Policy Provision Law in Simplified Language
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-185) This restatement of the required and most often used optional provisions of the Uniform Policy Provision Law (MDL-180) in simplified language is intended as a guideline for the submission and approval of individual accident and sickness policies written in simplified language. The restated provisions are intended to most accurately reflect the original intent of the UPPL and to duplicate its substantive requirements. |
II-185-1 |
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|
Uninsurable Individuals, Health Insurance
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-85) This model establishes guidelines for a health plan for uninsurable individuals. The mechanics of the plan and its operations and functions must all be established under a plan of operation approved by the commissioner. |
I-85-1 |
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|
Universal Life Insurance Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-585) This regulation supplements existing regulations on life insurance policies in order to accommodate the development and issuance of universal life insurance plans. |
V-585-1 |
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|
U.S. Branch of Alien Insurers
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-665) This Act applies to a U.S. branch using a state as a state of entry to transact insurance in the United States. A trust agreement and reporting requirements are described. |
V-665-1 |
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|
Utilization Review and Benefit Determination Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-73) This model establishes standards and criteria for the structure and operation of utilization review and benefit determination processes designed to facilitate ongoing assessment and management of health care services. |
I-73-1 |
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|
Valuation Law
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Standard Valuation Law |
|
VI-820-1 |
| See also: “Non-forfeiture Value and Reserves Valuation” heading |
|
|
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|
Valuation of Life Insurance Policies Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
|
(MDL-830) This model provides tables of select mortality factors and rules for their use; rules concerning a minimum standard for the valuation of plans with nonlevel premiums or benefits; and rules concerning a minimum standard for the valuation of plans with secondary guarantees. It is also referred to as Actuarial Guideline XXX. |
VI-830-1 |
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|
Variable Life Insurance and Variable Annuities
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Model Variable Annuity Regulation |
|
II-250-1 |
| Model Variable Contract Law |
|
II-260-1 |
| Model Variable Life Insurance Regulation |
(MDL-270) This model establishes parameters for the issuance of variable life insurance. It outlines insurer qualifications, insurance policy requirements, reserve liabilities, separate accounts, information furnished to applicants, reports to policyholders, foreign companies and agent qualifications. |
II-270-1 |
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Viatical Settlements Model Act
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
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(MDL-697) This Act contains provisions for regulating viatical settlements. (Its corresponding model regulation is MDL-698.) This Act includes definitions, licensing requirements, contract statement requirements, reporting requirements and privacy, examinations and investigations, disclosure, general rules, prohibited practices, advertising requirements, fraud prevention and control, penalties for failure to comply, and unfair trade practices. |
V-697-1 |
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Viatical Settlements Model Regulation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
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(MDL-698) This regulation sets forth requirements related to the NAIC Viatical Settlements Model Act (MDL-697). |
V-698-1 |
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Workers’ Compensation
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
| Twenty-Four Hour Health Coverage Pilot Project |
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V-960-1 |
| Guidelines for the Filing of Workers’ Compensation “Large Deductible” Policies & Programs |
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VI-1970-1 |
| Guidelines for Regulation and Legislation on Workers’ Compensation Coverage for Professional Employer Organization Arrangements |
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VI-1950-1 |
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“XXX” on Valuation of Life Insurance Policies
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
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(MDL-830) This model provides tables of select mortality factors and rules for their use; rules concerning a minimum standard for the valuation of plans with nonlevel premiums or benefits; and rules concerning a minimum standard for the valuation of plans with secondary guarantees. It is also referred to as Actuarial Guideline XXX. |
VI-830-1 |
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ZIP Code Data Disclosure for Property and Casualty Insurers
TITLE OF MODEL |
DESCRIPTION |
VOLUME MODEL |
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VI-177517, VI-1780-13 |
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