Consumer Participation at NAIC

The NAIC works closely with state insurance regulators to assist them in their primary objective of protecting insurance consumers. There are two ways consumers or consumer organizations can participate directly in NAIC national meetings and other deliberations.

*The NAIC defines a consumer organization as a national, state, or local organization that serves to protect the interests of consumers as they relate to the regulation of insurance. Their participation at NAIC meetings should represent a consumer perspective and should be based on their desire to collect and/or impart information of mutual concern and interest to insurance consumers and regulators. One measure of whether an organization represents a consumer perspective is its source of funding. By definition, an organization that receives significant funding from the insurance industry is not a consumer organization.

 

NAIC Committee Structure
Committee Charges
NAIC National Meeting Schedule

1.) Funded Representative
Individuals from consumer organizations may apply to become a funded consumer representative to the NAIC. Individuals selected for funding are expected to attend all three NAIC national meetings and to fully participate in NAIC deliberations. In return, the NAIC reimburses consumer representatives for airfare, lodging, and meal expenses associated with participation in and traveling to NAIC meetings in accordance with the NAIC Consumer Representative Expense Guidelines.
2010 Funded Consumer Letter [PDF]
2010 Funded Consumer Criteria [PDF]
Conflict of Interest Statement
2010 Funded Consumer Representative Application
[Word]
Funded Consumer Representatives for 2009

Expense Guidelines
Expense Report Form

2.) Unfunded Representative
A second option to participate in NAIC meetings is available to individuals from consumer organizations that do not want or need to request funding for participation. Such individuals may apply to become an unfunded consumer representative.
2010 Unfunded Consumer Letter [PDF] 2010 Unfunded Consumer Criteria [PDF]
2010 Unfunded Consumer Application
[Word]
Unfunded Consumer Representatives for 2009
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