Commissioner Kevin M. McCarty
Kevin M. McCarty
Office of Insurance Regulation
NAIC Past President

(Southeast Zone)

Office of Insurance Regulation
J. Edwin Larson Building
200 E. Gaines Street, Room 101A
Tallahassee, Florida 32399-0305
Phone: 850-413-5914
Fax: 850-488-3334

Kevin M. McCarty has served as an insurance regulator since 1992 and for 12 years as Florida’s first appointed insurance commissioner. He was appointed by the Financial Services Commission, which is comprised of the Governor and Florida Cabinet.

The Commissioner leads a multi-state, multi-agency effort to evaluate claim settlement practices, use of the U.S. Social Security Administration’s Death Master File (DMF), and compliance with unclaimed property laws for life insurance/annuity companies.

His work within the NAIC allows Florida consumers and insurers to have a voice on national and international issues. He served as NAIC president in 2012, and achieved the organization’s key initiatives to include adoption of the Valuation Manual for implementing principle-based reserving (PBR). He is also the NAIC representative on the International Association of Insurance Supervisors’ (IAIS) Executive Committee, serving as co-vice chair. He has played a key role in establishing common standards of regulation among the U.S. and other nations.

In recognition of his 27 years of public service, he received the Florida Association of Insurance Reform’s Lifetime Achievement award in September 2015 and the Insurance Man of the Year award from the Latin American Association of Insurance Agencies in December 2015.

McCarty received his bachelor’s degree and Juris Doctor degree from the University of Florida.

McCarty remains committed to promoting growth and attracting capital to the Florida insurance market, protecting consumers and enhancing the state’s presence with the world’s global financial industry.


Florida CFO Jeff Atwater
Jeff Atwater
Chief Financial Officer
Department of Financial Services

Florida CFO
(Southeast Zone)

Department of Financial Services
J. Edwin Larson Building
200 E. Gaines Street
Tallahassee, FL 32399-0301
Phone: 850-413-3089
Fax: 850-413-2850

Jeff Atwater, a fifth-generation Floridian, was elected Florida’s Chief Financial Officer Nov. 2, 2010. Guided by his family’s time-honored tradition of serving the community, Atwater was inspired by his parents’ values instilling a hard work ethic, a commitment to family, and a deep sense of appreciation for service to community.

Atwater’s commitment to public service began in 1993 when he served as vice mayor of North Palm Beach. In 2000, he began his legislative service as a member of the Florida House of Representatives. Two years later, he was elected to the Florida Senate where he continued to serve the people of Broward and Palm Beach counties. After chairing high-profile Senate committees, Atwater gained the unanimous support of his fellow senators in becoming Senate president and led the Senate from 2008 through 2010.

As a community banker for more than 25 years, his background provides him with unique insights into banking, insurance, finance, fiscal responsibility and the burden that taxes and regulations place on small businesses and families.

Atwater earned a bachelor’s degree in finance and a master’s degree in business administration from the University of Florida. Atwater has been an active member of the community, serving on several advisory boards, including United Way of Palm Beach County, Boy Scouts of America, Children’s Home Society of Broward County, and 5-Star Magnet Program of Palm Beach Gardens High School and Roger Dean Stadium. In addition, he served on the board of directors of the Northern Palm Beach County Chamber of Commerce.