Florida
(Southeast Zone)

Office of Insurance Regulation
The Larson Building
200 E. Gaines Street, Room 101A
Tallahassee, Florida 32399-0301
Phone: 850-413-5914
Fax: 850-488-3334

Kevin M. McCarty began his career in public service in 1988 becoming an expert in workers’ compensation issues with the Department of Labor & Employment Security. His experience gained him a position with the Florida Department of Insurance in 1991. In 1992, McCarty became a point-man to implement strategies to improve the private marketplace following the devastation of Hurricane Andrew. The Governor and Florida Cabinet announced McCarty as the first appointed insurance commissioner in January 2003.

Throughout his career, McCarty has cited three main principles that have guided his vision of government’s role in society: 1) Government should serve and ultimately be accountable to the people; 2) Government should be transparent in its operations, and treat its clients fairly and equitably; and 3) Government should promote a vibrant, competitive marketplace while protecting those unable to protect themselves. McCarty has cemented his reputation as an innovator utilizing technology to improve the regulatory process, with the electronic rate and form filing and application processes, increasing speed to market for insurers and reducing administrative costs for insurers. He is a fierce defender of seniors and historically discriminated minorities and a national leader on national catastrophe strategy. He continues to focus on stabilizing the Florida property insurance market, reforming personal injury protection (PIP) law and protecting Florida’s consumers. McCarty has played a key role over the years in promoting lower workers’ compensation premiums, and continues to chair the state’s cost containment board – the Workers’ Compensation Three Member Panel.

McCarty’s work within the NAIC ensures Florida consumers and insurers have a voice on national insurance issues. He is the Immediate Past President of the NAIC. Florida participates on a number of committees, task forces and working groups. McCarty has previously chaired a number of substantive committees, including the Financial Condition (E) Committee and the Property and Casualty Insurance (C) Committee, and has coordinated Florida’s NAIC financial accreditation. Florida took the lead on organizing the U.S. regulation response to the International Monetary Fund’s evaluation of the U.S. insurance sector. He has elevated Florida’s international presence by serving as a U.S. representative on the International Association of Insurance Supervisors’ (IAIS) Executive and Technical committees and the ComFrame Oversight Task Force, as well as the Joint Forum, a key group of leading international regulators from the insurance, banking and securities sectors. McCarty has been privileged to testify on several occasions before the U.S. Congress on a number of insurance-related matters.

McCarty and the Office received the 2010 Esprit de Corps Award for outstanding service to the NAIC. He was selected for the Spirit of Independence Award in 2011 from the National Association of Health Underwriters for his work to preserve the role of health insurance agents in light of federal health care reforms.

McCarty received his bachelor’s degree and Juris Doctorate from the University of Florida.